Current rates
Today, in France, mortgages rates for real estate are coming down. The table below shows current mortgages rates offered by banks depending on the loan tenor, fixed vs. variable rates and credit quality of borrower.
|
Duration |
Fixed |
Excellent |
Very good |
Good |
|
7 years |
Fixed |
1,92 % |
2,35 % |
2,42 % |
|
|
|
|
|
|
|
10 years |
Fixed |
1,72 % |
2,32 % |
2,46 % |
|
|
|
|
||
|
15 years |
Fixed |
2,13 % |
2,50 % |
2,53 % |
|
|
|
|
|
|
|
20 years |
Fixed |
2,28 % |
2,60 % |
2,65 % |
|
|
|
|
|
|
|
25 years |
Fixed |
2,45 % |
2,80 % |
2,98 % |
|
|
|
|
|
|
Data February 2023
