Current rates

Current rates

Today, in France, mortgages rates for real estate are coming down. The table below shows current mortgages rates offered by banks depending on the loan tenor, fixed vs. variable rates and credit quality of borrower.

Duration

Fixed

Excellent

Very good

Good

7 years

Fixed

0,3 %

0,42 %

0,62 %

10 years

Fixed

0,40 %

0,52 %

0,67 %

15 years

Fixed

0,56 %

0,66 %

0,82 %

20 yeas

Fixed

0,68 %

0,87 %

1,02 %

25 years

Fixed

0,92 %

1,15 %

1,28%

Data January 2021

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