Current rates

Current rates

Today, in France, mortgages rates for real estate are coming down. The table below shows current mortgages rates offered by banks depending on the loan tenor, fixed vs. variable rates and credit quality of borrower.

Durée

Fixed-Variable

Excellent

Very good

Good

7 years

Fixed

0,45 %

0,70 %

0,94 %

7 years

Variable

0,15 %

0,24 %

1,06 %

10 years

Fixed

0,70 %

0,90 %

1,10 %

10

years

Variable

0,50 %

1,06 %

1,25 %

12

years

Fixed

0,90 %

1,05 %

1,25 %

12

years

Variable

0,70 %

1,30 %

1,65 %

15

years

Fixed

1,05 %

1,20 %

1,40 %

15

years

Variable

0,80 %

1,30 %

1,65 %

20

years

Fixed

1,18 %

1,39 %

1,60 %

20

years

Variable

0,89 %

1,49 %

1,93 %

25

years

Fixed

1,25 %

1,58 %

1,80 %

25

years

Variable

-

1,16 %

1,60 %

Data January 2019

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